{"id":18459,"date":"2023-11-23T18:04:52","date_gmt":"2023-11-23T09:04:52","guid":{"rendered":"https:\/\/the-next-investment.com\/?p=18459"},"modified":"2026-05-24T21:21:29","modified_gmt":"2026-05-24T12:21:29","slug":"mobile-pay-2023","status":"publish","type":"post","link":"https:\/\/the-next-investment.com\/en\/2023\/11\/23\/mobile-pay-2023\/","title":{"rendered":"2023\ub144 \uac04\ud3b8\uacb0\uc81c \uc11c\ube44\uc2a4 \ub124\uc774\ubc84\ud398\uc774 VS \uce74\uce74\uc624\ud398\uc774 \uc810\uc720\uc728 \ubd84\uc11d"},"content":{"rendered":"

\ud55c\uad6d \uac04\ud3b8\uacb0\uc81c \uc11c\ube44\uc2a4 \uc810\uc720\uc728<\/h2>\n\n\n\n

2023\ub144 \ud55c\uad6d \uac04\ud3b8\uacb0\uc81c \uc11c\ube44\uc2a4 \ub124\uc774\ubc84\ud398\uc774\uc640 \uce74\uce74\uc624\ud398\uc774\uc758 \uc2dc\uc7a5 \uc810\uc720\uc728 \ud604\ud669\uc744 \ubd84\uc11d\ud558\uc600\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc0ac\uc6a9\uc790 \uc218 \uce21\uba74\uc5d0\uc120 \uc544\uc9c1\uae4c\uc9c0 \uce74\uce74\uc624\ud1a1\uc744 \uae30\ubc18\uc73c\ub85c \ud558\ub294 \uce74\uce74\uc624\ud398\uc774\uac00 \ub124\uc774\ubc84\ud398\uc774\ub97c \uc55e\uc9c0\ub974\uace0 \uc788\ub294 \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\uc2b5\ub2c8\ub2e4. <\/p>\n\n\n\n

\ud55c\uad6d\uc758 \uc571 \ubd84\uc11d \uc11c\ube44\uc2a4 WISEAPP \ubcf4\uace0\uc11c\uc5d0 \ub530\ub974\uba74 2023\ub144 3\ubd84\uae30 \uae30\uc900 \ub124\uc774\ubc84\ud398\uc774\uc640 \uce74\uce74\uc624\ud398\uc774\uc758 \uac70\ub798\uc561\uc740 \uac01\uac01 15\uc8702000\uc5b5\uc6d0, 36\uc8702000\uc5b5\uc6d0\uc73c\ub85c 2022\ub144 \uac19\uc740 \uae30\uac04\ubcf4\ub2e4 22.6%, 18.7% \uc99d\uac00\ud558\uc600\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc5ec\uae30\uc11c \ub124\uc774\ubc84\ud398\uc774\uc640 \uce74\uce74\uc624\ud398\uc774\uc758 \uac70\ub798\uc561\uc740 \uc0ac\uc6a9\uc790\ub4e4\uc774 \uc2e4\uc81c\ub85c \uc1a1\uae08\ud558\uace0 \uacb0\uc81c\ud55c \uae08\uc561\uc744 \ud1a0\ub300\ub85c \uacc4\uc0b0\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\uac70\ub798\uc561\uc740 \uce74\uce74\uc624\ud398\uc774\uac00 \ub124\uc774\ubc84\ud398\uc774\ubcf4\ub2e4 2\ubc30 \uc774\uc0c1 \ub9ce\uc558\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

2023\ub144 3\ubd84\uae30 \uac04\ud3b8 \uacb0\uc81c \uc11c\ube44\uc2a4 \ub9e4\ucd9c\uc561\uc740 \ub124\uc774\ubc84\ud398\uc774 3408\uc5b5\uc6d0, \uce74\uce74\uc624\ud398\uc774 1589\uc5b5\uc6d0\uc73c\ub85c \uac01\uac01 15.1%, 12.4% \uc99d\uac00\ud558\uc600\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc5ec\uae30\uc11c \uac04\ud3b8 \uacb0\uc81c \uc11c\ube44\uc2a4 \ub9e4\ucd9c\uc561\uc740 \uac70\ub798\uc561\uc5d0\uc11c \ubc1c\uc0dd\ud558\ub294 \uc218\uc218\ub8cc \ub4f1\uc758 \ube44\uc6a9\uc744 \uace0\ub824\ud574 \uacc4\uc0b0\ub41c \uc218\uce58\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n

\uac04\ud3b8 \uacb0\uc81c \uc11c\ube44\uc2a4 \ub9e4\ucd9c\uc561\uc740 \uac70\ub798\uc561\uacfc \ubc18\ub300\ub85c, \ub124\uc774\ubc84\ud398\uc774\uac00 2\ubc30 \uc774\uc0c1 \ub9ce\uc558\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc774\ub294 \uce74\uce74\uc624\ud398\uc774\ub294 \uc1a1\uae08 \ube44\uc911\uc774 \ub192\uc9c0\ub9cc, \ub124\uc774\ubc84\ud398\uc774\ub294 \uacb0\uc81c\uc561 \ube44\uc911\uc774 \ub192\uae30 \ub54c\ubb38\uc73c\ub85c \ubd84\uc11d\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n

<\/p>\n\n\n\n

\"\ud55c\uad6d<\/figure>\n\n\n\n

<\/p>\n\n\n\n

\ub124\uc774\ubc84\ud398\uc774 \uce74\uce74\uc624\ud398\uc774 \uc131\uc7a5\uc138<\/h2>\n\n\n\n

\ub124\uc774\ubc84\ud398\uc774\uc640 \uce74\uce74\uc624\ud398\uc774 \ubaa8\ub450 \uac70\ub798\uc561\uacfc \ub9e4\ucd9c\uc561, \uc571 \uc0ac\uc6a9\uc790 \uc218\uac00 \uc131\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\uce74\uce74\uc624\ud398\uc774\ub294 \uce74\uce74\uc624\ud1a1\uc744 \uae30\ubc18\uc73c\ub85c \uac70\ub798\uc561\uacfc \uc571 \uc0ac\uc6a9\uc790 \uc218 1\uc704\ub97c \uae30\ub85d\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

Naver<\/a><\/strong>\uac00 \uc6b4\uc601\ud558\ub294 \uac04\ud3b8\uacb0\uc81c \uc11c\ube44\uc2a4 \ub124\uc774\ubc84\ud398\uc774\ub294 2023\ub144 3\uc6d4 \ub9d0\ubd80\ud130 \uc0bc\uc131\ud398\uc774\uc640\uc758 \uacb0\uc81c \uc5f0\ub3d9\uc744 \uc2dc\uc791\ud55c \uc774\ud6c4 \uc571 \uc0ac\uc6a9\uc790 \uc218\uac00 200\ub9cc\uba85\uc744 \ub3cc\ud30c\ud588\uace0, \uc774\ud6c4 \uc0ac\uc6a9\uc790 200\ub9cc\uba85\ub300\ub97c \ud604\uc7ac\uae4c\uc9c0 \uc720\uc9c0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc5f0\uac04 \uc6d4\ud3c9\uade0 \uc571 \uc0ac\uc6a9\ub960\uc740 2021\ub144 \ub124\uc774\ubc84\ud398\uc774 54.2%, \uce74\uce74\uc624\ud398\uc774 42.8%\uc5d0\uc11c 2023\ub144 \ub4e4\uc5b4 \uac01\uac01 38.0%, 37.9%\ub85c \ube44\uc2b7\ud574\uc84c\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc5ec\uae30\uc11c \uc571 \uc0ac\uc6a9\ub960\uc774\ub780 \uc124\uce58\uc790 \uc218 \ub300\ube44 \uc0ac\uc6a9\uc790 \uc218\uc758 \ube44\uc728\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc55e\uc11c \ub124\uc774\ubc84\ud398\uc774\ub294 2021\ub144, \uce74\uce74\uc624\ud398\uc774\ub294 2019\ub144 \uc11c\ube44\uc2a4\ub97c \uac01\uac01 \ucd9c\uc2dc\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

2023\ub144 10\uc6d4 \uae30\uc900 \ub124\uc774\ubc84\ud398\uc774 \ub204\uc801 \uc0ac\uc6a9 \uc2dc\uac04\uacfc \ub204\uc801 \uc2e4\ud589 \uc218\ub294 481\ub9cc\uc2dc\uac04, 5\uc5b51700\ub9cc\ud68c\ub85c \uc9d1\uacc4\ub410\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc774\ub294 \uce74\uce74\uc624\ud398\uc774 1003\ub9cc\uc2dc\uac04, 18\uc5b53700\ub9cc\ud68c\uc758 \uac01\uac01 \uc808\ubc18, 4\ubd84\uc758 1 \uc218\uc900\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc544\uc9c1 \uce74\uce74\uc624\ud398\uc774 \uc6b0\uc138<\/h2>\n\n\n\n

\ub124\uc774\ubc84\ud398\uc774\uc758 \ub204\uc801 \uc2dc\uac04\uacfc \uc2e4\ud589 \uc218\ub294 2022\ub144 10\uc6d4 \ub300\ube44 \uac01\uac01 287.0%, 296.6% \uae09\uc99d\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\uac19\uc740 \uae30\uac04 \uce74\uce74\uc624\ud398\uc774\uc758 \uc99d\uac00\uc728\uc778 133.3%, 160.4%\uacfc \ube44\uad50\ud588\uc744 \ub54c \ud3ed\ubc1c\uc801\uc778 \uc131\uc7a5\uc138\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n

2023\ub144 10\uc6d4 \uae30\uc900 \ub124\uc774\ubc84\ud398\uc774\uc640 \uce74\uce74\uc624\ud398\uc774 \uc571 \ub2e8\ub3c5 \uc0ac\uc6a9\ub960\uc740 \uac01\uac01 66.9%, 84.7%\ub85c, \uce74\uce74\uc624\ud398\uc774\uc758 \ub2e8\ub3c5 \uc0ac\uc6a9 \uacbd\uc7c1\ub960\uc774 \ub354 \ub192\uc558\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\ub124\uc774\ubc84\ud398\uc774 \uc571\uc774 \ubb34\uc12d\uac8c \uc131\uc7a5\ud558\uace0 \uc788\uc9c0\ub9cc, \uc544\uc9c1\uae4c\uc9c4 Kakao<\/a><\/strong>\uac00 \uc6b4\uc601\ud558\ub294 \uac04\ud3b8\uacb0\uc81c \uc11c\ube44\uc2a4 \uce74\uce74\uc624\ud398\uc774 \uc571\uc774 \uc6b0\uc138\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n

\ub124\uc774\ubc84\ud398\uc774\uc640 \uce74\uce74\uc624\ud398\uc774 \ubaa8\ub450 \uc5ec\uc131\ubcf4\ub2e4\ub294 \ub0a8\uc131\uc758 \uc0ac\uc6a9\uc790\uac00 \ub9ce\uc558\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc5f0\ub839\ub300\ubcc4\ub85c\ub294 \uc0ac\uc6a9\uc790 \uaddc\ubaa8\uc640 \uc0ac\uc6a9 \uc2dc\uac04 \uce21\uba74\uc5d0\uc11c 40\ub300 \uc774\uc6a9\uc790\uac00 \uac00\uc7a5 \ub9ce\uc558\uc2b5\ub2c8\ub2e4.<\/p>","protected":false},"excerpt":{"rendered":"

\ud55c\uad6d \uac04\ud3b8\uacb0\uc81c \uc11c\ube44\uc2a4 \uc810\uc720\uc728 2023\ub144 \ud55c\uad6d \uac04\ud3b8\uacb0\uc81c \uc11c\ube44\uc2a4 \ub124\uc774\ubc84\ud398\uc774\uc640 \uce74\uce74\uc624\ud398\uc774\uc758 \uc2dc\uc7a5 \uc810\uc720\uc728 \ud604\ud669\uc744 \ubd84\uc11d\ud558\uc600\uc2b5\ub2c8\ub2e4. \uc0ac\uc6a9\uc790 \uc218 \uce21\uba74\uc5d0\uc120 \uc544\uc9c1\uae4c\uc9c0 \uce74\uce74\uc624\ud1a1\uc744 \uae30\ubc18\uc73c\ub85c \ud558\ub294 \uce74\uce74\uc624\ud398\uc774\uac00 \ub124\uc774\ubc84\ud398\uc774\ub97c \uc55e\uc9c0\ub974\uace0 \uc788\ub294 \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\uc2b5\ub2c8\ub2e4. \ud55c\uad6d\uc758 \uc571 \ubd84\uc11d \uc11c\ube44\uc2a4 WISEAPP \ubcf4\uace0\uc11c\uc5d0 \ub530\ub974\uba74 2023\ub144 3\ubd84\uae30 \uae30\uc900 \ub124\uc774\ubc84\ud398\uc774\uc640 \uce74\uce74\uc624\ud398\uc774\uc758 \uac70\ub798\uc561\uc740 \uac01\uac01 15\uc8702000\uc5b5\uc6d0, 36\uc8702000\uc5b5\uc6d0\uc73c\ub85c 2022\ub144 \uac19\uc740 \uae30\uac04\ubcf4\ub2e4 22.6%, 18.7% \uc99d\uac00\ud558\uc600\uc2b5\ub2c8\ub2e4. \uc5ec\uae30\uc11c \ub124\uc774\ubc84\ud398\uc774\uc640 \uce74\uce74\uc624\ud398\uc774\uc758 \uac70\ub798\uc561\uc740 \uc0ac\uc6a9\uc790\ub4e4\uc774 \uc2e4\uc81c\ub85c … Read more<\/a><\/p>","protected":false},"author":215334628,"featured_media":18464,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"cybocfi_hide_featured_image":"yes","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[743311959,743311958],"tags":[2766494,5003074,743310919],"class_list":["post-18459","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-information","category-investment","tag-2766494","tag-5003074","tag-743310919"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/the-next-investment.com\/wp-content\/uploads\/2023\/11\/holiday-shopping-1921658_1280.jpg?fit=1100%2C733&ssl=1","jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":8068,"url":"https:\/\/the-next-investment.com\/en\/2022\/09\/28\/naverkakao\/","url_meta":{"origin":18459,"position":0},"title":"\ud55c\uad6d \ub300\ud45c SNS \ub124\uc774\ubc84 \uce74\uce74\uc624 \uc0ac\uc6a9\uc790 \uc810\uc720\uc728 \ube44\uad50","author":"The Next Investment","date":"2022\ub144 September 28\uc77c","format":false,"excerpt":"\ub124\uc774\ubc84 \uce74\uce74\uc624 \ube44\uad50 \uc774\ubc88 \uc2dc\uac04\uc5d0\ub294 \ud55c\uad6d \uc591\ub300 \ud3ec\ud138 \ub124\uc774\ubc84 \uce74\uce74\uc624 \ube44\uad50 \ubd84\uc11d\uc744 \uc9c4\ud589\ud558\uaca0\uc2b5\ub2c8\ub2e4. \uc6f9\ud230\uacfc \uc18c\uc15c\ub124\ud2b8\uc6cc\ud06c\uc11c\ube44\uc2a4, \uac04\ud3b8 \uacb0\uc81c \ub4f1 \uc720\uc0ac\ud55c \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \ub124\uc774\ubc84\uc640 \uce74\uce74\uc624\uac00 \uc560\ud50c\ub9ac\ucf00\uc774\uc158 \uc0ac\uc6a9\uc790 \uc810\uc720\uc728\uc744 \ub193\uace0 \uce58\uc5f4\ud55c \uacbd\uc7c1\uc744 \ubc8c\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub124\uc774\ubc84\ub294 \uc6f9\ud230\uacfc \uc6f9\uc18c\uc124 \uc774\uc6a9\uc790 \uc218\uc5d0\uc11c \uce74\uce74\uc624\ub97c \uc81c\ucce4\uc2b5\ub2c8\ub2e4. \uce74\uce74\uc624\ub294 \uce74\uce74\uc624\ud398\uc774\ub97c \ud544\ub450\ub85c \ud55c \uac04\ud3b8\uacb0\uc81c \ubd84\uc57c\uc5d0\uc11c \ucda9\uc131 \uace0\uac1d\uc744 \ubaa8\uc73c\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubaa8\ubc14\uc77c \uc778\ub371\uc2a4\u2026","rel":"","context":"In "\uc8fc\uc2dd\ud22c\uc790"","block_context":{"text":"\uc8fc\uc2dd\ud22c\uc790","link":"https:\/\/the-next-investment.com\/en\/category\/contents\/investment\/"},"img":{"alt_text":"\ubaa8\ubc14\uc77c \uc571","src":"https:\/\/i0.wp.com\/the-next-investment.com\/wp-content\/uploads\/2022\/02\/internet-g84686035b_1920.jpg?fit=1200%2C800&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/the-next-investment.com\/wp-content\/uploads\/2022\/02\/internet-g84686035b_1920.jpg?fit=1200%2C800&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/the-next-investment.com\/wp-content\/uploads\/2022\/02\/internet-g84686035b_1920.jpg?fit=1200%2C800&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/the-next-investment.com\/wp-content\/uploads\/2022\/02\/internet-g84686035b_1920.jpg?fit=1200%2C800&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/the-next-investment.com\/wp-content\/uploads\/2022\/02\/internet-g84686035b_1920.jpg?fit=1200%2C800&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":16973,"url":"https:\/\/the-next-investment.com\/en\/2023\/08\/04\/naver-2q2023\/","url_meta":{"origin":18459,"position":1},"title":"\ub124\uc774\ubc84 2023\ub144 2\ubd84\uae30 \uc2e4\uc801 \ubd84\uc11d \ub9e4\ucd9c \uc2e0\uae30\ub85d","author":"The Next Investment","date":"2023\ub144 August 4\uc77c","format":false,"excerpt":"\ub124\uc774\ubc84 2023\ub144 2\ubd84\uae30 \uc2e4\uc801 \uc774\ubc88 \uc2dc\uac04\uc5d0\ub294 \ud55c\uad6d\uc758 \ud3ec\ud138 1\uc704 \uae30\uc5c5 \ub124\uc774\ubc84 2023\ub144 2\ubd84\uae30 \uc2e4\uc801\uc744 \ub4e4\uc5ec\ub2e4\ubcf4\uaca0\uc2b5\ub2c8\ub2e4. \ub124\uc774\ubc84\ub294 2023\ub144 2\ubd84\uae30 \ubd84\uae30 \uae30\uc900\uc73c\ub85c 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